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Buying with Torii

a step-by-step guide

Secure your financing

Need a mortgage? We have a list of preferred vendors who can help you get started.
Contact us to begin.

Find a home

Download the Torii app (iOS | Android) for an easy way to find what you’re looking for. You can also use our property search on web or mobile. Torii is currently supported in all of Massachusetts and the San Francisco Bay Area.

Schedule a showing

Use Torii to find upcoming open houses or schedule a private showing.

Make an offer

A licensed real estate agent will help you with the required paperwork, negotiating your offer, and answering any questions you may have.


Once your offer is accepted, we'll do the rest. Torii will provide you an attorney, appraiser, and title insurance in addition to the expert agent that's already helping you. We'll also pay all of your closing costs, including lender fees.

Why Torii

We want to save you time and money so you can focus on what matters most - moving in. We update you every step of the way using the Torii app.


We currently support all of Massachusetts and the San Francisco Bay Area. If you're interested in using Torii in your city, let us know.

Closing costs are the amount above the price of the home that you have to pay to complete the sale. These can include loan origination fees, appraisal fees, title search, title insurance, surveys, taxes, deed-recording fees, credit report charges, and more. When you use Torii, all of those costs are paid for.

When you buy a home, your real estate agent gets paid with a percentage of the sale (usually 2-3%), called a "commission". Torii provides you with an expert real estate agent, and gets paid that commission. Normally, your agent keeps that whole amount. With Torii, we use a large part of the commission to cover your closing costs to save you money.

There's no catch. There are a few things that you may be required to pay in advance when you buy a home, such as prepaid property taxes and homeowner's insurance. Torii doesn't cover those costs. We also cannot cover mortgage points, which are optional fees paid directly to a lender in exchange for a reduced interest rate. Other than that, Torii will cover all of your closing costs.

Yes, we can help you buy any house, and we'll put up to $5k less than the whole buyer's agent commission we get paid toward your closing costs. For example: Your house costs $600,000, and the real estate commission is 2.5%, or $15,000. We'll pay for up to $10,000 in your closing costs.

Nothing. The seller of a home pays the real estate commission, which we then put toward your closing costs. You don't pay Torii anything for our help.

Yes, Torii provides you with a licensed expert real estate agent to work with you every step of the way.

When you use Torii, we start by pairing you with one of our expert agents to learn about the buying process, find the right home, schedule showings, and make an offer when you're ready. We help with pricing, negotiation, and anything else that comes up. Once your offer is accepted, we provide you with a real estate attorney, an appraisal, and title insurance [all free]. We're with you every step of the way from when you decide you want to buy, until you move in to your new home.

We don't provide loans, but we work with several great lenders and mortgage brokers that we are happy to put you in touch with. However, you should feel free to use whichever lender you prefer.

For legal reasons, only a buyer can pay an appraiser directly. You'll need to pay for your appraisal up front, and we'll reimburse you for the cost when you close on your house. If you don't close on the house, we are not able to reimburse you for any services.

We partner with some of the best inspection companies around. If you want an inspection done as part of your offer, we can schedule any type of inspection for you such as general building, radon, lead paint, or pests. Torii does not cover the cost of an inspection, but we may be able to get you access to discounts.

We do not support buying foreclosures or auction properties at this time. If you have questions, contact us.

Ready when you are

Sign up for Torii to experience the best
and easiest way to find and buy a home.